Credit Education

How Does Your Credit Score Affect Your Auto Loan?

For years you’ve been dreaming about owning a new vehicle and getting rid of the junk you possess right now. Whether you’re looking at driving a new car off the lot or saving your money by purchasing a used car, you’ll most likely need an auto loan.

Effective Strategies for Improving Your Credit Score

Your credit score may just be a three-digit number, but it is vital to keep that number as high as possible. In simple terms, your credit score is a number (ranging from about 300 to 850) that evaluates your ability to repay loans. The higher your

How to Properly Maintain Your Credit in College

With back to school just around the corner, college students will be returning to their educational institutions in no time. Getting excited about being on your own again can provoke some reckless spending, but Quality Credit Repair, one of the best

Prevent Summertime Credit Issues This Season

This summer, the top-rated provider of credit card counseling services, Quality Credit Report, is helping their clients avoid seasonal credit problems. Vacations, home renovations, and even forgetting to pay your bills can negatively affect your

How To Plan a Budget-Friendly Vacation

Summertime is in full swing, and there’s no denying it’s the most popular time of year for vacation! There’s no need to miss out on the fun this summer. Quality Credit Repair is here to offer some tips on how to plan a fun, memorable trip! We know

How Is My Credit Score Calculated? Part II

In our last blog, we looked at two of the many factors that go into calculating your FICO score: namely, your payment history and how much you owe your lenders. But that’s only a small part of the story. And if you live in Montgomery County and are

How Is My Credit Score Calculated? Part I

By now, you probably know how essential it is to have a good credit score. While it might just be a simple three-digit number ranging from 300 to 850, in many cases it can define how people, businesses, and institutions view you. That's right —

Did the Government Shutdown Affect Your Credit?

Earlier this year, history was made. The United States government shutdown, which began on December 22nd, 2018, lasted a full 35 days, finally ending on January 25th, 2019. This shutdown was the longest one in our country’s history, and it affected