Credit Education

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How Long Does Negative Information Stay on Credit Reports?

A credit report serves as a detailed record of financial activity and affects loan approvals, interest rates, and sometimes even employment opportunities. Negative marks can lower your credit score, but they do not last forever. Each type of

A young woman holds a credit card and oops!

5 Common Credit Mistakes to Avoid – And How to Fix Them

Managing credit is a critical aspect of financial wellness, yet many fall into common pitfalls that can damage their financial health. Understanding these common credit mistakes and how to avoid them can make a significant difference in your

Why Did My Credit Score Drop? 5 Potential Causes.

Given how important good credit scores are when applying for loans and mortgages, any negative changes can be especially worrying. Unfortunately, there are some situations where your score can fall unexpectedly. While it can be a scary experience,

A bundle of cash with a note that says, "Pay off student loans."

Navigating the Best Student Loan Debt Repayment Options

When you think about the most common forms of debt, what comes to mind, and how far do you have to go before you get to student loan debt? As one of the most common forms of debt, student loans have impacted the lives of many people, with an

A man walking with a staircase of wood blocks; a hand is adding a new block to the staircase with the words "personal loan" written on it.

Can a Personal Loan Help With Credit Card Debt?

Credit card debt can be very hard to handle, especially if you’re dealing with high-interest rates and various fees. If you’re struggling to make monthly payments and your credit card debt seems to be mounting, you might be wondering if there’s a way

A toy car is driven over a stack of money.

What To Know About Auto Loans for 2023

Are you planning to purchase a new car in 2023? Then it's important to first learn what auto loan rates by credit score are and how they've changed recently — as well as how auto financing is expected to change. To prepare for 2023, here's a rundown