Questions & Answers

  • Can you help me acquire my credit report?
  • What can I expect?
  • What if I have outstanding debt?
  • What if I need debt management or settlement services?
  • What can I expect after signing up?
  • What is required of me to begin?
  • Is it wise to enroll a friend or family at the same time?
  • Can I refer a friend or family member from a different State?
  • Why is personal identification needed?
  • How long does one need?
  • Are there any guarantees?
  • Can you help me in the credit building process?
  • Is my personal information shared with anyone?
  • What agencies do you work with?

Can you help me acquire my credit report

After contacting Quality Credit Repair, we will carefully assist you through every step in obtaining your credit report.

Is my credit affected when obtaining a credit report?

Inquiries are categorized in two way, (hard inquiry) and (soft inquiry). A hard inquiry is when you apply for credit such as; (Credit Cards, Mortgages and Auto loans); this will impact your score. A soft inquiry is when you obtain a report simple for informational purposes; this does not impact your credit score.

What can I expect?

Our highly trained Staff will conduct a detailed review of your credit report with you; highlighting the issues that are harming your credit worthiness, as well as identifying areas you can begin working on simultaneously to increase your credit scores. Financial Investments & Trust will prepare all necessary investigatory materials on your behalf and forward all documentation as your liaison through the duration of your agreement.

What if I have outstanding debt?

Through the duration of your contract, Quality Credit Repair will identify the accuracy of each account by eliminating any inaccurate, erroneous or incomplete reporting. Prior to the expiration of your contract we may encourage you to settle the accurate outstanding debt.

What if I need debt management or settlement services?

We do provide negotiation or settlement services through our affiliate law firm. After reviewing your credit information we may suggest and assist you with a debt settlement program.

What can I expect after signing up?

We begin working on your file immediately getting it ready to be submitted to the Credit bureaus. Your file gets submitted after the 3rd day of signing your contract. By law the Credit bureaus are given 30 days to process disputes. You, the client, should see initial results in about a month’s time. You can expect to repeat this process each month you remain in the program until the agreement is fulfilled.

What is required of me to begin?

Sign up is easy and takes only a few moments. All that is required of you is to fill out your contact information on our final “Contact Us” page. After signing up you will receive a call from one of our highly trained staff welcoming you to our program. Personal identification will be required to verify your identity and facilitate the immediate processing of your file with your current creditors and the 3 major credit reporting agencies.

Is it wise to enroll a friend or family at the same time?

We encourage both you and your loved ones to enroll simultaneously. We offer ongoing discounts throughout the processing of your file and even thereafter. As a referral source you may share an infinite number of discounts or keep them all for yourself.

Can I refer a friend or family member from a different State?

YES! We can service clients all across the continental United States.

What is the fee for your services?

Our pricing structure is unlike any other in the industry. After speaking with the trained consultants, individuals have the option to sign up for 90 days of the company’s service. Unlike other agencies, clientele pay a onetime fee to retain Quality Credit Repair’s services for 90 days with no reoccurring monthly fees.

Why is personal identification needed?

Credit bureaus will not process a dispute without verifying your personal identification information. In order to maximize efficiency and minimize delays during the dispute process, your personal identification is required.

How long does one need?

Credit files are as individual as a fingerprint; however clients stay in our program a minimum 3 months to a maximum of 6 months. The amount of accounts being disputed will dictate the timeline per credit file.

Are there any guarantees?

The Federal Trade Commission strictly prohibits guarantees from being expressed or implied. No one in our industry can control the outcome of your credit file; we can only use our knowledge, methodology and business savvy to yield you the best results.

Can you help me in the credit building process?

YES! We will be recommending you open certain secured accounts with lenders in which we have built long lasting relationships. This will prove to be an excellent way to rebuild your creditability, strengthen your payment history for other future creditor to see and ultimately improve your credit scores. A secured account or line of credit requires a deposit which secures the entire credit line. During your consultation we will provide you with all the details.

Is my personal information shared with anyone?

NO! We do not share your personal information with anyone. Your privacy is a top priority.

If you have any more questions, we are here for you. If you can’t find the answer you are looking for call or email us your question, we are available M-F 9am to 6pm and Saturday 10am to 2pm Eastern Standard Time!