For many, a bad credit report can make it seem like the world is crashing in around them. With debt mounting and lines of credit running dry, it can be hard to see the light at the end of the tunnel, but there is hope. You may feel at a loss as to how to fix bad credit, but we can help.
At Quality Credit Repair, the sole mission of our credit counseling services is to repair your credit. Unlike other credit repair companies in Bucks County, we not only want to solve your immediate problem – we want to get you on the path to a financially sound future.
Our Bucks County credit repair services will help you understand what has hurt your score and how to fix bad credit. There are several factors that go into determining your rating, which are your payment history, debt, the length of your credit history, new credit and the types of credit you have. What many do not realize is that these components are not weighted equally. The amount you owe to credit card companies and your payment history account for 65% of your rating and are typically the two areas people struggle with the most. We will help you develop a plan to cut out habits that are hurting your rating.
As part of our comprehensive Bucks County credit repair services, we will first come up with a budget that will allow you to fulfill your financial obligations, while also aggressively paying off your debt. It is important for those looking to improve their credit that they keep at least 70% of their credit available on all lines. While it may seem like a difficult task in your current situation, you will not have to repair your credit alone. Our consultants are experts in how to fix bad credit and are trained in credit card debt relief, debt management and budgeting techniques. They will be there by your side to help you along the way.
A Step Above Other Bucks County Credit Repair Companies
We will scrutinize every aspect of your report to find any errors that could be hurting your score – something that us from other credit repair companies in Bucks County. Residents of Philadelphia in need of credit restoration often do not realize over 75% of all credit reports contain inaccurate information. While any error can hurt your score, an unfortunate reality is that 25% of these reports contain errors that can prevent you from acquiring new credit.
A feature that you will not find on the websites of other credit repair companies in Bucks County is the vast collection of top credit repair tips that are found on our page. Among the advice listed on our page, you can find information on common credit mistakes and various credit myths. Along with our Bucks County credit repair services, we also consistently host seminars to further your understanding of how to fix bad credit as well as how credit impacts and is affected by your life.
If you are looking for credit repair companies in Bucks County, Montgomery County, PA, and the surrounding areas, trust Pedro Teixeira and his talented team at Quality Credit Repair to turn your credit score around.