Summertime is in full swing, and there’s no denying it’s the most popular time of year for vacation! There’s no need to miss out on the fun this summer. Quality Credit Repair is here to offer some tips on how to plan a fun, memorable trip! We know
Credit Tips
Breaking the Cycle of Debt, Part IV: How to Avoid Summertime Credit Card Problems
The weather’s getting warmer, school’s almost finished for the season, the pool’s open, and the BBQ’s all fired up. And that can only mean one thing — summer is just about here. Sure, you’re going to relax and take it easy this summer, but don’t be
How Is My Credit Score Calculated? Part II
In our last blog, we looked at two of the many factors that go into calculating your FICO score: namely, your payment history and how much you owe your lenders. But that’s only a small part of the story. And if you live in Montgomery County and are
How Is My Credit Score Calculated? Part I
By now, you probably know how essential it is to have a good credit score. While it might just be a simple three-digit number ranging from 300 to 850, in many cases it can define how people, businesses, and institutions view you. That's right —
Did You Rack Up a Huge Credit Card Debt Last Year? You’re Not Alone!
The new year has arrived, and even though many of us have received tax refunds already, it appears that Americans are diving deeper and deeper into debt. In fact, according to the Federal Reserve, outstanding consumer debt has exceeded $4 trillion
Did the Government Shutdown Affect Your Credit?
Earlier this year, history was made. The United States government shutdown, which began on December 22nd, 2018, lasted a full 35 days, finally ending on January 25th, 2019. This shutdown was the longest one in our country’s history, and it affected
Breaking the Cycle of Debt, Part III: Why Tax Season Is an Ideal Time to Repair Your Credit
It’s a sad fact that even though repairing your credit is one of the most critical things you can do to ensure your financial future, it seems to continually fall to the bottom of most people's to-do lists. Whether they tell themselves it’s not the
Breaking the Cycle of Debt, Part II: Why You Shouldn’t Rely on Your Tax Return to Bail You Out of Holiday Debt
Now that the holiday season is over and the new year is upon us, it can be a time of reflecting on the past and planning for the future. However, if you're one of the millions of Americans who incurred significant credit card debt from
How to Break the Cycle of Debt Before It Begins This Holiday Season
Well, it’s that time of the year again—holiday season! And while you may be looking forward to spending time with family and friends, exchanging gifts with loved ones, and enjoying some of your favorite seasonal dishes and meals, the holidays also
3 Reasons Why In-Store Credit Cards Are Sometimes Bad News
We've all been presented with the opportunity to open an in-store credit card when shopping at the mall. From 10% off all of your purchases to a free pair of yoga pants with approval, stores have a number of sneaky ways to make their cards seem like