When dealing with your credit score, it can be challenging to grasp that your score is always changing due to fluctuations in payments, accounts, credit applications, mortgages, and more. The three credit reporting agencies, Equifax, Experian, and
Credit Education
How to Shop Smart this Holiday Season
It’s easy to get lost in the gift-giving extravaganza once the holidays roll around. You want to make sure you outdo last year’s presents with even better and bigger gifts — we get it. But this kind of thinking will have you spiraling in debt before
Effective Strategies for Managing and Getting Rid of Debt
It’s already tough enough trying to make regular payments on rent, groceries, and other essential living costs. The added weight of debt can end up putting you in a crippling situation if left unattended for long enough. Luckily, you are not alone,
How Does Your Credit Score Affect Your Auto Loan?
For years you’ve been dreaming about owning a new vehicle and getting rid of the junk you possess right now. Whether you’re looking at driving a new car off the lot or saving your money by purchasing a used car, you’ll most likely need an auto loan.
Effective Strategies for Improving Your Credit Score
Your credit score may just be a three-digit number, but it is vital to keep that number as high as possible. In simple terms, your credit score is a number (ranging from about 300 to 850) that evaluates your ability to repay loans. The higher your
How to Properly Maintain Your Credit in College
With back to school just around the corner, college students will be returning to their educational institutions in no time. Getting excited about being on your own again can provoke some reckless spending, but Quality Credit Repair, one of the best
Prevent Summertime Credit Issues This Season
This summer, the top-rated provider of credit card counseling services, Quality Credit Report, is helping their clients avoid seasonal credit problems. Vacations, home renovations, and even forgetting to pay your bills can negatively affect your
How To Plan a Budget-Friendly Vacation
Summertime is in full swing, and there’s no denying it’s the most popular time of year for vacation! There’s no need to miss out on the fun this summer. Quality Credit Repair is here to offer some tips on how to plan a fun, memorable trip! We know
Breaking the Cycle of Debt, Part IV: How to Avoid Summertime Credit Card Problems
The weather’s getting warmer, school’s almost finished for the season, the pool’s open, and the BBQ’s all fired up. And that can only mean one thing — summer is just about here. Sure, you’re going to relax and take it easy this summer, but don’t be
How Is My Credit Score Calculated? Part II
In our last blog, we looked at two of the many factors that go into calculating your FICO score: namely, your payment history and how much you owe your lenders. But that’s only a small part of the story. And if you live in Montgomery County and are