Mortgages and Financing

PA Homeowner Mortgage Refinancing Information

Are you thinking of refinancing? Refinancing involves certain costs but may lead to reduced monthly payments. It can take place with the existing lender that owns your loan or an entirely new lender. PA Homeowner Mortgage Refinancing Information

Benefits Of Tax Deferred 1031 Exchanges In PA

A 1031 exchange is a way to defer taxes when selling one property and purchasing another. It applies to business or investment real estate. When utilized properly, it can result in significant savings. This article details the benefits of tax

PA Home Loan Specialists

Obtaining financing for real estate can be a difficult process because of the different loan options, the documentation involved, and the qualification process. Getting help from local PA home loan specialists may minimize some of the errors. In this

PA FHA Home Loan Program Overview

FHA is a home loan program where PMI is provided with federal funding. Most major lenders offer the program. Although the program is often utilized by first time buyers, it is not limited to them. This blog includes PA FHA Home Loan Program Overview

Summary Of The Qualified Mortgage Rule For PA Loans

The qualified mortgage rule was issued by the Consumer Financial Protection Bureau in January 2013 as part of the Dodd-Frank Reform Act. It applies beginning January 2014 and affects the way lenders must analyze and verify information for customers.

PA Home Inspection Guidance For Buyers And Sellers

A home inspection is an assessment of the structure and all utility systems by a certified professional. It traditionally encompasses an examination of each visible element of the inside and outside of a home. A certified home inspector has evaluated

Mortgage Good Faith Estimates For PA Home Buyers

The Consumer Financial Protection Bureau is responsible for overseeing and imposing regulations relating to monetary transactions. The Real Estate Settlement Procedures Act (RESPA) is a federal law that specifically pertains to property and financing

Calculating How Much Home You Can Afford In PA

Calculating how much home you can afford in PA is an important starting point for any real estate buyers and should be completed prior to seeing properties for sale. This saves time and prevents heartbreak. There are several expenses to consider such

PA First Time Buyer Advice

The real estate buying process can be somewhat confusing if you are going through it for the first time. The PA first time buyer advice in this blog will clarify some things. Real estate is a big investment and buyers should become well