Credit Tips

How Is My Credit Score Calculated? Part II

In our last blog, we looked at two of the many factors that go into calculating your FICO score: namely, your payment history and how much you owe your lenders. But that’s only a small part of the story. And if you live in Montgomery County and are

How Is My Credit Score Calculated? Part I

By now, you probably know how essential it is to have a good credit score. While it might just be a simple three-digit number ranging from 300 to 850, in many cases it can define how people, businesses, and institutions view you. That's right —

Did the Government Shutdown Affect Your Credit?

Earlier this year, history was made. The United States government shutdown, which began on December 22nd, 2018, lasted a full 35 days, finally ending on January 25th, 2019. This shutdown was the longest one in our country’s history, and it affected

5 Tips to Help Fight Impulsive Credit Card Spending

Americans love their credit cards—according to an annual report from Experian, the average American has over $6,300 worth of debt on their credit cards. This number is a whopping 3% higher than last year’s figure, and requests for debt counseling

5 Places Where Parents Spend the Most on Education

Everyone knows that heading back to school requires pencils, notepads, and notebooks. However, schooling comes at a price that is often much higher than many parents expect. Five places where parents are most likely to spend the most on their

Five Ways Quality Credit Repair Can Improve Your Credit Score

Does your credit need a check-up? If you haven’t been monitoring your credit report this year, you may have trouble getting the loans you need to go back to school in the fall or pick up that new car you need for your family. Luckily, Quality Credit